WHO WE ARE
Specialty debt for Northeast agriculture
Fullerfield Capital plans to close financing gaps for regional farmers, agricultural processors, and brands, helping them scale regenerative production and build integrated local supply chains.
Our Mission
Provide flexible debt to farms, agricultural processors and brands across the Northeast.
Our Focus
Farms, agricultural processors and brands across nine Northeast states, from farm transitions to growing brands.
Our Impact
We aim to keep farmland in production, help regional brands grow and strengthen local supply chains.
Our Approach
Flexible debt with terms set around seasonal cash flow and brand growth.
THE FINANCING GAP
A $1.28 billion financing gap in Northeast agriculture
Through 2036, Fullerfield estimates that Northeast farms, processors and brands will need about $1.28 billion more patient capital than banks, owners and grant programs can supply, across farm succession, processing infrastructure and brand growth. In New England, 92% of farmers 65 and older have no operator under 45 working with them.
$1.28B
NORTHEAST FINANCING GAP, 2026 TO 2036
$480M
FARM SUCCESSION
$340M
PROCESSING INFRASTRUCTURE
$460M
BRAND GROWTH CAPITAL
Fullerfield estimate, base case, 2026 to 2036, built from USDA NASS land and 2022 Census of Agriculture data, American Farmland Trust ownership and land-transfer data, USDA grant program totals and Organic Trade Association sales. 92% figure: American Farmland Trust and Land For Good. How we estimate it.
FINANCING SOLUTIONS
Example structures for every stage
Bridge Loans
Farm acquisition down payments and transition financing.
3 to 12 months
Inventory Financing
Enable farmers and entrepreneurs to manage seasonal cash flow.
3 to 9 months
Equipment Financing
Processing infrastructure and on-farm equipment.
5 to 10 years
Revenue-Based Loans
Growth capital with flexible repayment tied to revenue.
3 to 5 years
Working Capital Lines
Revolving lines for seasonal operating expenses.
Revolving
Convertible Notes
Growth capital for brands, with conversion terms set in the agreement.
3 to 5 years
Term Loans
Working capital, land improvements, and business expansion.
3 to 7 years
Other Structures
These are examples. Tell us what you need to finance.
Built to the deal